Available Checking Accounts
| Regular Checking | Club Checking | NOW | Super NOW | |
|---|---|---|---|---|
| Requirements | $100 minimum deposit to open | $100 minimum deposit to open | $1,000 minimum deposit to open | $2,500 minimum deposit to open $2,500 minimum balance to avoid service charge |
| Benefits | No monthly service charge for senior citizens 65 and over | Accidental death insurance* | Interest compounded and credited monthly Method of computation: Daily Balance Club Account available Unlimited check writing See interest rate schedule | Interest compounded and credited monthly Method of computation: Daily Balance Club Account available Unlimited check writing See interest rate schedule |
Cost | No monthly service charge unless balance falls below $500. If balance falls below $500, a service charge of $5 plus 15 cents per debit will be imposed | Monthly service charge of $8, $9 or $10, depending upon amount of insurance selected | $10 monthly service charge if balance falls below $1,000 Club account service charges of $8, $9 or $10 depending upon amount of insurance selected | $10 monthly service charge if balance falls below $2,500 Club Account service charge of $8, $9, or $10 depending upon amount of insurance selected |
Regular Checking
Requirements
$100 minimum deposit to open
Benefits
No monthly service charge for senior citizens 65 and over
No monthly service charge for full-time students
Cost
No monthly service charge unless balance falls below $500. If balance falls below $500, a service charge of $5 plus 15 cents per debit will be imposed
Club Checking
Requirements
$100 minimum deposit to open
Benefits
Accidental death insurance*
No charge for basic club checks
No charge for 5 Cashiers Checks per month
No charge for notary service
Unlimited check writing
Cost
Monthly service charge of $8, $9 or $10, depending upon amount of insurance selected
NOW
Requirements
$1,000 minimum deposit to open
$1,000 minimum balance to avoid service charge
Benefits
Interest compounded and credited monthly
Method of computation: Daily Balance
Club Account available
Unlimited check writing
See interest rate schedule
Method of computation: Daily Balance
Club Account available
Unlimited check writing
See interest rate schedule
Cost
$10 monthly service charge if balance falls below $1,000
Club account service charges of $8, $9 or $10 depending upon amount of insurance selected
Club account service charges of $8, $9 or $10 depending upon amount of insurance selected
Super NOW
Requirements
$2,500 minimum deposit to open
$2,500 minimum balance to avoid service charge
$2,500 minimum balance to avoid service charge
Benefits
Interest compounded and credited monthly
Method of computation: Daily Balance
Club Account available
Unlimited check writing
See interest rate schedule
Method of computation: Daily Balance
Club Account available
Unlimited check writing
See interest rate schedule
Cost
$10 monthly service charge if balance falls below $2,500
Club Account service charge of $8, $9, or $10 depending upon amount of insurance selected
Club Account service charge of $8, $9, or $10 depending upon amount of insurance selected
*INSURANCE DISCLOSURE: Insurance is not insured by the FDIC, any other agency of the United States, or the bank or its affiliates; is not a deposit of other obligation of the bank or its affiliates; is not issued, guaranteed or underwritten by the FDIC or the bank or its affiliates; and is not a condition to the provision or term of any banking service or activity.
